Western Union uses Zūm to power instant funding for global money transfers—reaching over 200 countries and territories in real time.
Instant Transfers. Global Reach.
Customers can instantly fund their transfers via Zūm’s real-time rails, enabling seamless international payments without delay.
Built-In Security & Banking
Zūm handles API routing, compliance, and name-matching to prevent fraud—while also enabling prepaid cards and DDA-linked accounts so Western Union can offer modern, bank-like services.
Fairstone uses Zūm to unify EFT, Interac, and Visa Direct—connecting all payment rails into a single, secure system used across every branch and digital channel.
All Payments. One Portal.
Zūm eliminates vendor sprawl and manual work by giving Fairstone one streamlined platform with real-time risk adjudication and full payment visibility.
Loans Reinvented with Secured Cards
With Zūm, Fairstone can issue secured credit cards tied to paid-back loans—helping customers rebuild credit while expanding how loans are delivered.
Zūm powers real-time payments for Questrade, letting users instantly move money from their bank into their trading account no delays, no missed opportunities.
Instant Transfers for Fast-Moving Markets
Push funds in seconds during dips or spikes so Questrade users can invest without waiting on traditional banking delays.
Secure & Streamlined Payments
Zūm adds advanced KYC tools like micro-deposits and Visa 3-D Secure, while consolidating all payment methods into one unified gateway—making transactions safer and integrations simpler.
Compliance
We’re SOC 2 Type II certified and PCI DSS compliant, meeting top security and data protection standards.
Awards & Recognition
Zumrails has earned dozens of industry badges and was named Canada’s Top Startup by LinkedIn in 2024.
Investors
We secured a $10.5M Series A led by Arthur Ventures, giving us the backing to scale faster and build industry-leading solutions.
