Zum OS New Way of payments

Zum OS New Way of payments

About Zum

About Zum

About Zum

Built for the Way Business Moves Today

Built for the Way Business Moves Today

Built for the Way Business Moves Today

Redefining the Future of Payments

Our Mission

Our Mission

At Zūm, winning isn't the goal it's the culture.


Our team is made up of relentless operators, problem-solvers, and innovators who refuse to accept slow, outdated payments.


Every line of code and every integration is designed with one goal: eliminate friction, simplify complexity, and give businesses an undeniable competitive edge.


We’re not waiting for the future of payments—we’re building it. Faster. Smarter. Everywhere.

From Vision to Reality

Our Story

Our Story

Zūm Rails was founded in 2019 by Miles Schwartz, Marcel Ferreira & Marc Milewski and with a simple vision: make payments smarter and more seamless through open banking.


What began as an idea at a kitchen table has grown into a platform powering 500+ clients, supported by a talented team of over 75 people.

OUR TEAM

Meet the minds behind Zum

Meet the minds behind Zum

Miles Schwartz

Co-founder, CEO

Miles Schwartz

Co-founder, CEO

Miles Schwartz

Co-founder, CEO

Marc Milewski

Co-founder

Marc Milewski

Co-founder

Marc Milewski

Co-founder

Marcel Ferreira

Co-founder, CTO

Marcel Ferreira

Co-founder, CTO

Marcel Ferreira

Co-founder, CTO