Zum Features
Zum Features
Zum Features
Zum Features
One platform. All rails.
Full control.
One platform. All rails.
Full control.
Zūm Rails gives businesses instant access to every major payment rail across the US and Canada—no need to stitch together multiple providers.
Zūm Rails gives businesses instant access to every major payment rail across the US and Canada—no need to stitch together multiple providers.
US Payment Rails
US Payment Rails
US Payment Rails
Built to protect your business, your data, and your peace of mind.
Built to protect your business, your data, and your peace of mind.
ACH / Same-day ACH
Electronic funds transfer between banks, Same-day electronic funds transfer between banks
Electronic funds transfer between banks, Same-day electronic funds transfer between banks
RTP FedNow
Instantly push funds transfer to eligible bank accounts


Debit Card
Funds transfer through debit cards (Visa and MasterCard). Allowing pull and push directly from checking accounts
Funds transfer through debit cards (Visa and MasterCard). Allowing pull and push directly from checking accounts
Credit Card
Merchant services to pull funds from any credit card
Merchant services to pull funds from any credit card
Canada Payment Rails
Canada Payment Rails
Canada Payment Rails
EFT
Push and push funds directly to bank accounts

Interac
Instant e-transfers, pulls, and push funds. The user receives an email or SMS


VISA Direct / Mastercard Send
Visa Debit and MasterCard Send rails to send and pull funds directly from checking account.
Credit Card
Credit Card payments/checkout to collect funds.






Card Issuance
Prepaid and secured credit card programs fully managed by Zūm - no bank involved.
Card Issuance
Prepaid and secured credit card programs fully managed by Zūm - no bank involved.



The future of payments isn’t stitched together. It’s built from the ground up — and we’re building it.
Copyright Zumrails. All right reserved.
The future of payments isn’t stitched together. It’s built from the ground up — and we’re building it.
Copyright Zumrails. All right reserved.
The future of payments isn’t stitched together. It’s built from the ground up — and we’re building it.
Copyright Zumrails. All right reserved.
The future of payments isn’t stitched together. It’s built from the ground up — and we’re building it.
Copyright Zumrails. All right reserved.