Zum Features

Zum Features

One platform. All rails.

Full control.

One platform. All rails.

Full control.

Zūm Rails gives businesses instant access to every major payment rail across the US and Canada—no need to stitch together multiple providers. 

Zūm Rails gives businesses instant access to every major payment rail across the US and Canada—no need to stitch together multiple providers. 

US Payment Rails

US Payment Rails

US Payment Rails

Built to protect your business, your data, and your peace of mind.

Built to protect your business, your data, and your peace of mind.

ACH / Same-day ACH

Electronic funds transfer between banks, Same-day electronic funds transfer between banks

Electronic funds transfer between banks, Same-day electronic funds transfer between banks


RTP FedNow

Instantly push funds transfer to eligible bank accounts



Debit Card

Funds transfer through debit cards (Visa and MasterCard). Allowing pull and push directly from checking accounts

Funds transfer through debit cards (Visa and MasterCard). Allowing pull and push directly from checking accounts


Credit Card

Merchant services to pull funds from any credit card

Merchant services to pull funds from any credit card



Canada Payment Rails

Canada Payment Rails

Canada Payment Rails

EFT

Push and push funds directly to bank accounts



Interac

Instant e-transfers, pulls, and push funds. The user receives an email or SMS


VISA Direct / Mastercard Send

Visa Debit and MasterCard Send rails to send and pull funds directly from checking account.

Credit Card

Credit Card payments/checkout to collect funds.


Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.

Card Issuance

Prepaid and secured credit card programs fully managed by Zūm - no bank involved.