Careers

We have a group of super-smart colleagues who daily create an impact in the Fintech space, work autonomously, collaborate and expand their skill set all while working remotely. Due to our ongoing growth and success, we are excited to announce an additional Full Stack Developer role to our team. If this aligns with your professional goals, read on—Zūm Rails is the place for you!

We looking for a talented Full Stack Developer (C# .Net Core & Angular) to join our team and play a crucial role in designing, developing, and maintaining our software applications.

Major Responsibilities

• Collaborate with cross-functional teams to design and implement software solutions.
• Utilize C# .Net Core for high-performance back-end development.
• Develop user interfaces using Angular for seamless and intuitive experiences.
• Conduct thorough code reviews to maintain quality, reliability, and scalability.
• Document codebase and development processes for knowledge transfer within the team.
• Collaborate with developers, designers, and stakeholders to understand project requirements.
• Communicate effectively with team members to share insights and contribute to a positive team environment.

Skills & Abilities

• 3+ years of relevant experience in a similar position.
• Bachelor’s degree in computer science or equivalent training.
• Proven experience as a Full Stack Software Developer with expertise in:
  • C#
  • .Net Core
  • Angular
• Strong problem-solving skills and attention to detail.
• Excellent communication and collaboration skills.
• Familiarity with agile scrum framework is a plus.
• Familiarity with OWASP top 10 Web Application Security Risks and secure development principles is a plus.
• Working experience in a PCI and/or SOC2 compliant environment is a plus.
• Working experience in the Fintech industry is a plus.

Here at Zūm we focus on payments and innovating new ways in making traditional old financial service methods more efficient and customer centric. Zūm is fully remote, with a rapidly growing team of 50 employees across Canada, and the United States.

At Zūm, we are not only passionate about fintech, but we’re also passionate about the growth and development of our people. We know that our overall success is a combined effort, and we therefore strive to provide opportunities for our employees to learn, grow and succeed.

Hiring salary range for this role: $90,000 – $110,000 CAD per year and is commensurate with experience.

Please note that only candidates selected for an interview will be contacted.

Zūm Rails is an equal opportunity employer. We welcome inquiries from all qualified applicants. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Click below to apply or send your CV to careers@zumrails.com

Apply Now

Are you tired of the way in which payments are managed in Canada and the United States? If you answered yes, then we need you on our team! The legacy banking and payment system requires all kinds of manual intervention to collect and reconcile payment information, which is inefficient and costly. At Zūm Rails, we are revolutionizing this process.

We have a group of super-smart colleagues who daily create an impact in the Fintech space, work autonomously, collaborate and expand their skill set all while working remotely. If this defines part of what you are hoping to accomplish professionally then read on as Zūm Rails  is the place for you. 

We’re on the lookout for a talented Head of Product to join our team and play a crucial role in shaping the strategy, vision and execution of Zūm Rails products. Our Head of Product will lead our product vision, roadmap, and delivery as we scale in the U.S. payments market. Furthermore, the Head of Product will ensure that the product team is clear on scope of work, and have the necessary support to deliver on high-impact product outcomes. Does this sound interesting? Read on!

Major Responsibilities:

• Develop and communicate a clear product vision and roadmap that aligns with the company’s overall strategic objectives, with a strong focus on the U.S. payments market.
• Lead market research and competitive analysis to identify customer needs, trends, and opportunities for innovation specific to the U.S. and Canada payments market.
• Define product goals and ensure alignment with business priorities, providing a clear framework for success.
• Oversee the entire product lifecycle, from ideation and design to development and launch.
• Lead the creation of clear, actionable product requirements — including user stories, business rules, and acceptance criteria — ensuring alignment across engineering, QA, and design.
• Work closely with engineering and operational leads to assess feasibility, clarify scope, and support sprint planning through continuous backlog refinement.
• Collaborate with cross-functional teams to ensure seamless execution and delivery.
• Drive product development processes, ensuring products are delivered on time, within scope, and with high quality.
• Partner with People & Culture to recruit candidates that align with business needs; develop clear roles and responsibilities to support team development and retention.
• Conduct bi-annual performance reviews, and ongoing coaching and feedback, to support the continuous evolution of people; 
• Execute decisions related to team structure, including promotions, performance management, role transitions, and terminations, in alignment with business needs.
• Develop clear roles, responsibilities, within the product team to support team development and retention.
• Lead and mentor the product team.
• Work with key stakeholders (Sales, Operations and other areas of the company) on
• identifying and prioritizing product changes (including feature requests, client launches,
• etc);
• Define and streamline product delivery processes and promote efficiency;
• Obtain customer feedback and ensure products meet user needs and deliver user experiences they were intended to.
• Utilize customer feedback, data, to guide product decisions and continuous improvement.
• Collaborate with customer success and sales teams to gather feedback and ensure products are solving the intended problems.
• Collaborate with the finance department to develop and manage the product budget.
• Other duties as assigned.

Skills and Abilities

• Bachelor’s degree in Business, Engineering, Computer Science, or a related field. 
• Proven experience in product management, with at least 6 years in a product leadership role and 2 years focused on the U.S. market within the payments ecosystem.
• Proven track record of successfully developing and launching products.
• Experience working with cross-functional teams, especially with technology and design.
• Demonstrated experience building a product strategy and road map for a start-up company; entrepreneurial spirit;
• Demonstrated leadership in people management including mentoring of product managers, fostering team collaboration, and driving alignment across stakeholders to achieve strategic objectives.
• Familiar with the regulatory landscape and risk considerations that shape product decisions in financial services.
• Skilled at building and scaling product management practices, including backlog curation, roadmap prioritization, and stakeholder communication in a metrics-driven environment.
• Ability to synthesize complex information and make data-driven decisions.
• Customer-centric mindset with the capability of translating feedback into the product development process;
• Strong experience in identifying and resolving bottlenecks in product development;
• Expertise in product discovery, customer research, and defining clear product requirements.
• Strong analytical skills and proficiency with tools for product analysis and data interpretation.
• Able to break down product roadmaps into relevant presentations to key customers and partners;
• Excellent communication, interpersonal skills;
• Strong ability to strategically plan;
• Strong understanding of agile methodologies and product management frameworks.
• Excellent leadership and team management skills,
• Strong strategic thinking and problem-solving skills, with the ability to make data-driven decisions.
• Exceptional communication and interpersonal skills, with the ability to collaborate internally and externally with various stakeholders and customers

If you are passionate about technology, customer success, and collaboration, apply now to become an integral part of our innovative team.  Here at Zūm Rails we focus on payments and innovating new ways in making traditional old financial service methods more efficient and customer centric. Zūm Rails has a small rapidly growing team of over 40 employees who are fully remote and based in Canada and the United States. We are not only passionate about fintech, but we’re also passionate about the growth and development of our people. We know that our overall success is a combined effort, and we therefore strive to provide opportunities for our employees to learn, grow and succeed. 

Salary range for this role: $160,000-$240,000 CAD per year based on experience. Zūm Rails is an equal opportunity employer and we welcome inquiries from all qualified applicants from Canada and the United States. 

Please note that only candidates selected for an interview will be contacted.

Zūm Rails is an equal opportunity employer. We welcome inquiries from all qualified applicants. Accommodations are available on request for candidates taking part in all aspects of the selection process.

Are you tired of the way in which payments are managed in Canada? If you answered yes, then we need you on our team! The legacy banking and payment system requires all kinds of manual intervention to collect and reconcile payment information, which is inefficient and costly. At Zūm, we are revolutionizing this process.

We have a group of super-smart colleagues who daily create an impact in the Fintech space, work autonomously, collaborate and expand their skill set all while working remotely. If this defines part of what you are hoping to accomplish professionally then read on as Zūm is the place for you.

Zūm Rails is a leading Canadian fintech building modern payment infrastructure and BaaS solutions through flexible APIs. We’re powering the next generation of financial services across North America. We’re looking for a smart, technical, and systems-minded Technical Business Analyst to help translate business needs into scalable, compliant, and developer-friendly solutions.

Role Overview

As a Technical Business Analyst, you’ll sit at the intersection of product, engineering, compliance, integration, and customer success. Your primary job is to understand complex financial use cases — payment processing in Canada and the US, like wallet (ledger) orchestration, billing — and translate them into detailed business and technical requirements. 

This role requires both sharp analytical thinking and comfort working with APIs, fintech systems, and regulatory constraints. The Technical Business Analyst will help facilitate communication and collaboration between various teams in order to bridge the gap between technical and business requirements.

Key Responsibilities

• Serve as a subject matter expert (SME) on Zum’s platform, payment rails and API capabilities – developing deep knowledge of our infrastructure, workflows, compliance guardrails to guide internal teams to partner on implementations
• Gather, analyze, and document business and technical requirements from internal teams and partners
• Collaborate with software developers and other areas of the organization, to define the technical requirements and ensure they meet the needed functionality.
• Translate product ideas into detailed specifications (API requirements, data flows, edge cases)
• Build structured documentation (e.g., API specs, user stories, acceptance criteria, API documentation)
• Work closely with UX/UI to ensure requirements contain well thought out end to end experiences and easy to use and understand screens
• Collaborate closely with developers to validate feasibility, support user testing and ensure requirements are complete and testable
• Support QA and UAT by clarifying business rules, test cases, and expected outcomes
• Work cross-functionally with service, sales and implementation teams to ensure solutions are secure and scalable
• Analyze and optimize workflows, with a focus on automation, reusability, and minimal manual intervention
• Contribute to sprint planning, backlog grooming, and product roadmap
• Other duties as required.

Skills & Qualifications:

Must-Have:

• 3+ years of experience in a technical or systems-focused business analyst role
• Experience working in fintech, banking, or regulated infrastructure environments
• Strong familiarity with APIs, data models, event-driven systems, and basic database concepts 
• Demonstrated ability to break down ambiguous problems into structured detailed technical requirements
• Excellent written and verbal communication skills
• Detail-oriented, curious, and collaborative mindset

Nice-to-Have:

• Experience with payment rails (EFT, Interac, ACH, Visa Direct, RTP)
• Familiarity with KYC/AML compliance
• Experience with JIRA, Confluence, Postman or similar tools
• Technical degree or certification

Hiring salary range for this role: $75,000 – 95,000 CAD per year and is commensurate with experience.

Why Join Zūm Rails?

• Help build critical infrastructure for the future of money movement
• Join a small, fast-moving team where your work has direct impact
• Exposure to modern fintech products, real-world regulatory design, and national payment systems
• Competitive compensation and remote flexibility

Click below to apply or send your resume to careers@zumrails.com

Apply Now

Are you tired of the way in which payments are managed in Canada? If you answered yes, then we need you on our team! The legacy banking and payment system requires all kinds of manual intervention to collect and reconcile payment information, which is inefficient and costly. At Zūm, we are revolutionizing this process.

We have a group of super-smart colleagues who daily create an impact in the Fintech space, work autonomously, collaborate and expand their skill set all while working remotely. If this defines part of what you are hoping to accomplish professionally then read on as Zūm is the place for you. 

We’re on the lookout for a talented Underwriter to join our team and play a crucial role in verifying new merchants applying to the Zūm Rails payment platform, conducting KYC/KYB checks, and analyzing risk by gathering data from various financial documents.

Major Responsibilities:

• Verify new merchants applying to the Zūm Rails payment platform;
• Conduct KYC/KYB according to business guidelines and escalate to management if needed;
• Gather data from bank statements, credit reports, tax returns, financial statements and other documentation to analyze risk;
• Organize, manage data and provide determination of which merchants will be deemed low/medium/high risk; 
• Support the Risk and Compliance team to deliver a world-class service to Zūm Rails business units in Canada and the United States;
• Support the Risk team in  maintenance requests related to business changes which would involve funding source, limit increase, beneficial ownership change, adding a new payment rail, etc.
• Support the improvement and development of procedures, processes and supporting materials.
• Support the maintenance of relationships and effectively handle communications and correspondence with team members and third parties regarding risk and compliance matters.
• Assist in analyzing and understand reporting for bank card transaction disputes and processing chargebacks accurately and efficiently
• Help in preparing and submission of documentation, along with related artifacts, for representing chargebacks and applications for our banking partners as required
• Additional responsibilities as needed

Skills and Abilities

• At least 2 years experience in merchant underwriting and risk with a processor/acquirer, payment facilitator, ideally in a fintech company or a financial institution; 
• Familiar with a variety of online payments methods, including debit cards, credit cards, EFT, and international payments; 
• Decisive, yet open to continuous learning; 
• Proven ability to meet strict deadlines and manage multiple priorities
• Strong attention to detail and accuracy in daily task completion
• Strong  written and verbal communication skills.
• Knowledge of both consumer (B2C) and commercial (B2B) payments would be considered an asset;
• Bilingual or multilingual in English and French would be considered an asset

If you are passionate about technology, customer success, and collaboration, apply now to become an integral part of our innovative team.  Here at Zūm we focus on payments and innovating new ways in making traditional old financial service methods more efficient and customer centric. Zūm has a small rapidly growing team of over 30 employees who are fully remote and based in Canada and the United States. We are not only passionate about fintech, but we’re also passionate about the growth and development of our people. We know that our overall success is a combined effort, and we therefore strive to provide opportunities for our employees to learn, grow and succeed. 

Salary range for this role: $50,000 – $70,000 CAD per year based on experience. Zūm Rails is an equal opportunity employer and we welcome inquiries from all qualified applicants.  

Click below to apply or send your resume to careers@zumrails.com

Apply Now