Payment Rails
Automated Clearing House (ACH)
Leveraging Automated Clearing House (ACH) payments can significantly streamline financial operations, improve security, and save costs, making it an excellent choice for both businesses and individuals seeking efficiency and reliability in their financial transactions.
Have customers agree to a pre-authorized debit (PAD), connect to their bank account & move funds in a single step
Leverage our embedded bank connection tool to validate end users, confirm their banking information, and ensure the account does not contain insufficient funds before the electronic funds transfer.
- Retrieve names, phone numbers, addresses, and email addresses
- Retrieve the end user's bank account and direct deposit information
- Ensure account is active and funds exist prior to debiting an account (ongoing balance checks available)
Next-Generation Rails: Instant Transfers and Scalable Efficiency
Unlock the power of next-generation payment technology by integrating cutting-edge rails like FedNow and RTP (Real-Time Payments). Zūm Rails’ software allows for instant fund transfers, offering businesses faster transaction times and improved cash flow management. By speeding up traditional methods of ACH, companies can process payments at scale with greater efficiency, reducing wait times from days to seconds. This seamless integration empowers businesses to operate at the speed of modern commerce, enhancing customer satisfaction, minimizing delays, and providing a competitive edge in today’s fast-paced financial landscape.
Key Benefits of ACH Payments:
ACH transactions typically have lower fees compared to credit card payments and wire transfers, making them a budget-friendly option for businesses and individuals alike.
ACH payments are processed in batches, allowing for quick transfer of funds, often within one to three business days. This speed enhances cash flow management for businesses and ensures timely payments for consumers.
With robust encryption and secure processing, ACH payments offer a safe way to transfer money, reducing the risk of fraud and unauthorized transactions.
ACH enables automated, recurring payments, which ensure consistency and reduce the risk of missed payments. This makes ACH a perfect option for regular expenses like mortgage payments, utility bills, and subscription services.
CONTACT US
Have questions?
Get in touch!
Duis aute irure dolor in reprehenderit in voluptate velit esse
cillum dolore eu fugiat nulla pariatur.
+1 438 802 1314