Payment gateway
Pick & choose your payment capabilities.
Zūm Rail’s all-in-one payments gateway empowers businesses to pick and choose their payment features to design their ideal experience through a powerful API layer or payment portal. Our gateway allows your customers to use their preferred payment rails by offering a variety of payment options to choose from, all facilitated through your very own Zūm Rails digital wallet. With billions of payments processed annually and thousands of active merchant transactions happening daily across North America, Zūm Rails has become one of the leading online payment gateway providers.
Seamless Payment Solutions Across Multiple Rails in the USA & Canada
ACH
ACH payments (Automated Clearing House payments) are a popular electronic funds transfer method in the United States, facilitating the movement of money between bank accounts. This efficient, secure, and cost-effective system is used for various transactions, including direct deposits, bill payments, and business-to-business payments.
Leveraging ACH payments can significantly streamline financial operations, improve security, and save costs, making it an excellent choice for both businesses and individuals seeking efficiency and reliability in their financial transactions.
VISA Direct
Visa Direct payments are a cutting-edge payment solution that enables fast, secure, and convenient transfers directly to a recipient’s Visa card. This innovative method is ideal for businesses and individuals looking to send funds quickly and efficiently, whether for personal transactions, payouts, or business disbursements.
Leverage the VISA rails to push and pull funds in under 0.7 seconds directly from the end user’s checking account. Offer your customers a payment experience that takes instant payments to the next level.
Leveraging Visa Direct payments can significantly enhance transaction speed, security, and global reach, making it an excellent choice for businesses and individuals seeking a reliable and efficient payment solution.
Credit Cards
Credit card payments are a widely used and convenient method for purchasing goods and services, both online and in-store. This payment method allows consumers to borrow funds up to a certain limit to make transactions, offering a range of benefits for both individuals and businesses.
Seamless credit card processing ensures your business never misses a payment. Give your customers the ability to pay using any major credit card, including VISA, Mastercard and American Express, increasing the rate of payment to keep both your business and its customers happy.
Opting for credit card payments can enhance convenience, security, and financial flexibility, making it a preferred choice for consumers and businesses alike. Additionally, the potential for rewards and credit building adds extra value to this payment method.
Debit
Debit payments involve using a debit card to make purchases or withdraw cash directly from a linked bank account. This widely accepted payment method offers numerous advantages for both consumers and businesses, making it a popular choice for everyday transactions.
Opting for debit payments can improve budget management, enhance security, and offer unparalleled convenience for daily transactions. With their wide acceptance and immediate fund access, debit cards are a practical and efficient payment solution.
Mastercard Send
Mastercard Send is an innovative payment solution that enables fast, secure, and convenient transfers directly to a recipient’s Mastercard account. This system is designed to facilitate a wide range of transactions, including person-to-person payments, business disbursements, and government payouts.
Leveraging Mastercard Send payments can significantly enhance transaction speed, security, and global reach, making it an excellent choice for businesses and individuals seeking a reliable and efficient payment solution.
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